Why do I need to have insurance?

Posted on May 27, 2013 Why do I need to have insurance if I’m going to be in charge of my own business? Do unforeseen things happen? Do your clients trust your inflatable jumper rental business? Even inflatable distributors like Jungle Jumps – a worldwide supplier of commercial grade inflatables – know that insurance is a must, even for safe and sound inflatables. In their article titled “Your Inflatable Jumper Business and Insurance” Jungle Jumps writes “One of the best things about having insurance is that people will feel much more comfortable renting a jump house from you. They will know that should anything unforeseen happen, they’ll be covered by your insurance. And you can rest more comfortably as well, as you’ll know that if something does happen, because no matter how diligent you may be you never know when an accident will occur, you’ll be saved from going completely bankrupt.”   And who wants to go bankrupt for having – or providing – fun?   Put your rental company ahead of others by advertising “We’re Bonded” with a $50 business services bond for party rental businesses! Click here for a...
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‘Inflatables’ insurance keeps safety from bouncing away

Posted on May 27, 2013 “There are no dangerous rides … dangerous operators, dangerous installers, yes — but the ride itself is not dangerous.” Although according to this article homeowner’s insurance won’t cover an inflatable if a company came out and set it up; “if someone gets hurt on an inflatable that you’ve rented, don’t look for help from your homeowners insurance.”  – As a broker, Ideal Choice  Insurance Agency offers homeowner insurance carriers who will cover such a loss, to one degree or another… The interviewee went on to say; “Most people don’t have insurance. It’s the firefighter who bought one of these on eBay and rents it out for cookouts, and I bet my life they don’t have insurance.” “Homeowners (insurance) obviously isn’t going to cover it if a bounce company came out, set it up and it blew away with five kids on it…” Read more at Bankrate.com Brankrate.com’s post offers these steps for worry-free inflatable fun; Make sure the rental company is insured, even where it’s not required by statute. Be sure the policy specifically covers inflatable amusement rides and that the limits are adequate. Make sure your operator has a valid certificate of operation if your state regulates inflatables. You can find this by searching online for “amusement devices” on your city, county or state government site. Amusement ride inspection typically falls under the Department of Labor, Department of Agriculture or Department of Public Safety. Investigate the rental company’s safety record. States with jurisdiction maintain extensive records on training and accidents by certified operators. Follow manufacturer safety guidelines. Do not allow adults on rides with children, as the weight difference frequently results in injuries. Read...
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Final Day of School – Slide Collapsed – 17 Children Evaluated for Injuries

Posted on May 23, 2013 Algonguin-LakeInTheHills Patch reports that, on their final day of school, the accident occurred when several children climbed up the slide at one time, the slide started to sway and then tipped over. In total, 17 children were evaluated for injuries at the school, according to the fire department news release. Of those children, six were taken to hospitals and the rest were picked up by their parents from school. According to the Chicago Tribune report & video, the district regularly holds field days, featuring games and rented equipment, but had never had an incident such as this before. Thursday’s field day was held inside due to cool, wet weather – but this time, a little before noon the 15-foot-high slide...
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Moon Bounce Regulations Cause Last Minute Cancellation of Fun

Posted on May 7, 2013 Most states do not have regulations that monitor inflatable company’s insurance, much less a regulatory agency that can suspend operations of a bouncer rental company. But, if you do business in Kansas a license to provide inflatable rides can be suspended for years because of a gap in liability insurance coverage. (read more) Stay insured, here’s how. Get a General Liability LiveRate® for Moon Bounce Inflatables Are you bonded? Get a Surety Bond LiveRate® for Moon...
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How To: Get the Price of a Premium Rate Quote

Posted on May 6, 2013 ...
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Now that’s a Mobile Inflatable Water Slide!

Posted on Apr 20, 2013 This type of mobile inflatable water-slide requires a much different insurance policy to cover the risks involved with it’s use. Ideal Choice Insurance Agency has underwriters who’ll insure inflatable water-slides – boats and yachts – and most other commercial or personal liability and property. According to the wired.co.uk post, “Freestyle Cruisers designs and builds custom inflatable water slides that hang off the decks of some of the world’s finest yachts, transforming even the most staid ship into a private Typhoon Lagoon. They’re available in sizes up to 12 metres, though Freestyle will build slides as short as 2...
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